John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

PTSB was in the shoes, but has tossed them away. When PTSB was challenging 2,500 homeowners around the country, that was the time to address it. What it is now doing is outsourcing its dirty work to a vulture fund. It is ignoring the possibility of working individually with the people we are speaking about. That is essentially what Mr. Masding's response means. It is cold comfort for the 2,500 people who were before the courts legitimately seeking justice for the predicament that they found themselves in that PTSB has pulled that legal process from under them and sold their loans to a vulture fund.

How many of the 2,500 could have been helped by, say, Mr. David Hall's agency, iCare Housing? Did PTSB run these cases by that agency?