Mr. Jeremy Masding:

Again, the information we have given to the market is 10,700 properties, 3,300 buy-to-lets, 7,400 PDHs. Of the 7,400 PDHs, 2,500 are non-co-operating, treatments have been refused in respect of 3,850, and this essentially leaves a "shortfall" of 1,050, which Deputy Pearse Doherty asked me about. The 1,050 were originally buy-to-lets where the connection has changed to PDHs but they are NPLs. They are classified as non-sustainable, and the average arrears in respect of them is greater than €90,000, or it is a PDH which is in long-term arrears. That is the breakdown.