Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

People feel particularly aggrieved if their family home mortgage, which is in full compliance with the original mortgage contract, is being sold or where a restructure has been in place for a long period and they are meeting the terms of that restructure but are included in the sale by virtue of being connected to a buy-to-let loan, which may have been on interest only by agreement from the beginning of the loan for perhaps up to ten years. To clarify, those family home mortgages are correctly classified as non-performing even if a mortgage payment was never missed because the owner of that home also has a buy-to-let mortgage which is classified as non-performing.