Mr. Ed Sibley:

To echo the points made by Ms Rowland, our stated and actual aim in terms of how we interpret that public interest towards which we are all working in the Central Bank from a financial regulation perspective is to have a financial system that serves the needs of the country and its people.

The culture report has shone a light on some aspects of behaviour and culture within the banks that are not acceptable and we are trying to drive a change to that.