Mr. Frank Daly:

If I may, at the beginning of his contribution, Deputy Cullinane talked about putting some context on the performance of NAMA. On housing, without getting into who is living in them, there are people living in every one of those 10,500 houses. It is no harm to remember that, in the past four years, NAMA has delivered roughly 25% of all of the housing that was delivered in this country, even though we were not set up as a housing agency. In terms of overall performance and overall context, if we go back to the number of houses being delivered each year since 2014, one will find that the percentage directly and indirectly delivered by NAMA is approaching 25%. That percentage, thankfully, is going to reduce as the number of houses being built in the private sector and elsewhere increases. In overall terms, in regard to NAMA's performance-----