Mr. Ciarán Breen:

Clinical cases tend to be very serious. In the United Kingdom damages for catastrophic injuries are, in fact, somewhat higher than here. For example, I had a meeting yesterday with a reinsurer who told me that he had seen £30 million paid out on a catastrophic injuries claim in the United Kingdon, while in another case the figure was £35 million. The highest we have paid out in a catastrophic injuries case is approximately €19 million.