Mr. Ciarán Breen:

The nearest comparator in a common law jurisdiction is NH Resolution which used to be known as the NHS Litigation Authority. Its volumes of clinical claims and claims generally are so much higher that it is not a perfect comparator. On the non-clinical side, the level of damages in the United Kingdom is lower than here. The personal injuries commission is looking at this issue as a result of the work of the working group on the cost of insurance. Non-clinical claims for whiplash are being looked at, for example, because damages in the United Kingdom are so much lower than here.