Mr. Jim Breslin:

In the last year or so, the insurance companies have stated publicly and have written to their customers to make them aware of that when they attend an emergency department, the position is different from scheduled care where a patient has a relationship with someone who will be their consultant. The private insurance companies are telling people that they do not have to declare that they are private patients in an emergency department and why would they do so?

It is kind of an odd thing for somebody who sold the product to say but the person is entitled to say that. People are entitled not to opt to go.