Ms Francesca McDonagh:

There are obviously changes and volatility today. The broader sector has lost nearly 15% of its value this year. That is a reflection of uncertainty, whether it is around Brexit or international trade. I do not have a comment on what is driving the share price performance or volatility of Bank of Ireland. My focus is not on day-to-day or week-to-week shifts but on building longer-term intrinsic value for the group.