Ms Francesca McDonagh:

I am not asking for recognition. I am just stating a fact. We have been focused on ensuring all customers who should be included are included. We have a total number of 9,345, a segment of which would have been staff. Regarding the scenario the Chairman described where we do not believe they are to be included in an examination, we will wait for the finalisation of the Central Bank's review of the tracker mortgage issue. At the moment, we are not in discussion with the Central Bank about whether we have inadvertently excluded any customers or any cohorts.