Mr. Shane Kavanagh:

Yes. It is very interesting. We raised our concerns when we met the non-executive director. We have seen a copy of a memorandum that was issued to the board of the EBS at the time. I cannot share it with the committee. The memorandum clearly stated that the board had decided that 20 underperforming offices would be closed as part of the EBS restructuring plan for the EU.

We understand that. It is business. The reality is that many offices of agents who lost their contracts are still open, are still running and there are still people in them. We vehemently deny that we were underperforming and we have proof of that. We were not underperforming. Some 20 offices were going to be closed and we were used as an example to cut offices. As I have said, many of those offices are still open so the underperformance argument does not stand up. I would question it, and we believe there was a personal side to the determinations.