Mr. Bernard Byrne:

The overall programme is the same, which is case-by-case restructuring. The norm for us is 1,000 a month. We cannot guarantee that number because it depends on a series of factors but that continues to be the run rate. We have committed to keep all of the resources in place to make sure that we do that. We have also said to the committee that in order to hit that target we do not envisage the disposal of a private dwelling home portfolio. That is not part of our strategy to get to the number. There may well be other issues, including portfolio sales of other types of assets, that we need to get to. Fundamentally, the more engagement and restructuring, the more likely it is but I have outlined the primary choice and how to get there.