John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

I turn to the bank's sale. Mr. Stanley has said there are 3,600 PDH loans for sale and then buy-to-let mortgages. I was struck about his comment about moral hazard. I did not think any banker ever used the word "moral". It baffles me as to how he can say that and at the same time sell these loans to vulture funds which have absolutely no regard for the rights of the individual. I want to correct Mr. Stanley on this. He said that the rights around these loans travel.