Mr. Tim Duggan:

State Pension, contributory, SPC, indexation is not particularly referenced and it is not intended to do that. It has always been the case that it has effectively marked the SPC. We do not see that changing. Any indexation of SPC is likely to result in the SPC continuing to mark it, unless a Government changes a policy in that respect.

The voluntary contributions will continue. There is no change in that respect, but I cannot give commitments in respect of thresholds. That is obviously a Government policy matter and will probably be dealt with in a budgetary context. I could not possibly give a commitment on that.

I will ask my colleague, Mr. Robert Nicholson to speak on automatic enrolment because he has studied the UK system in particular and he is heading up our programme office dealing with it.

On the question of tax relief, there is a study under way spearheaded by the Department of Finance on tax relief generally and on tax relief on pensions in particular. Any decisions in that respect will be Government decisions arising from that interdepartmental study by the Department of Finance.