Mr. Stephen Groarke:

I will give the Senator a sense of what we did in 2017 in terms of scale. I will talk about the number of people involved rather than the money. In retail mortgages, we did just under 5,000 mortgages. That means 5,000 people were granted a mortgage and the bulk of those are for people who were moving into homes. In personal term lending, we did just over 9,000 personal term loans.