Mr. Jeremy Masding:

I will allow Mr. Crowley to answer that. I wish to respond to Deputy Doherty's comment: "I do not expect him to acknowledge it, because that is his form". I have been in this job for six and half years. I suspect I have been in front of this committee on more than a dozen occasions. If the Deputy feels that I have obfuscated answers, then I apologise to him. I have never come here to obfuscate. I am a guest in Ireland. I came here under advisement to try to help and to try to fix Permanent TSB. If I have obfuscated, I apologise to the Deputy as an individual. Those are not my values. I try to answer his questions to the best of my ability. I will leave it at that.