Mr. Jeremy Masding:

I hope we were clear, during our last appearance on the debate on Project Glas and split mortgages, that the choices available to us then were unclear. We had no formal notification, for example, of the emerging view from the European Central Bank and how that would work. Today we have choices. We are evaluating those, as the committee would expect us to do. When we have all the information to make that choice, we will do that in a professional manner, as we always do. I not want to comment on the questions I have been asked this morning because we do not yet have the details. We are working through the alternatives and the capital markets alternative is one we are looking at.