Mr. Tadhg Daly:

Ultimately, the money belongs to the resident. It is their money and they choose how to spend it. If they reside in a nursing home, a contract is agreed with the resident or their representative which sets out the fees based on the individualised care plan about which I spoke earlier, in terms of their will and preferences and requirements. It is all transparent and up front, but it is ultimately a feature of the scheme because the scheme excludes those services.