Michael D'Arcy (Wexford, Fine Gael) | Oireachtas source

May I outline a few things? The often quoted figure is an increase of 57% in insurance from the low point. That low point was the result of what was effectively a price war. Price wars tend not to work out well. Eventually, somebody ends up paying more down the line because there has been an undercutting of business to try to achieve higher market gain. Some motor insurance policies cost less than changing a windscreen. We have lost a number of participant insurers from the market because of that price war. It has not worked out well but we still seem to use the same CSO data when it comes to the increase. The decrease in motor insurance is 20%. That is what the figure is according to the CSO. Do I come across people who have got motor insurance reductions? Yes, I do, but we must-----