Mr. Diarmuid Collins:

There are about 166 staff involved in this out of the 3,000. It is not an awful lot. As they retire, the liability will eventually be gone. In time, those people will have retired out of the system. On the liability there today of €15 million, as we now go through for the next number of years as they retire and they are paid, the liability will fall year on year. It will eventually wash out in time and go away.