Gerry Horkan (Fianna Fail) | Oireachtas source

I have one final question. There are anecdotal stories of businesses that are literally unable to continue in business because their insurance premiums have risen so much. Are the witnesses aware of any businesses that have had to fold and have just said they could not keep going? It may not be FBD's fault as such, but have any of its customers, having received a figure, found they just cannot continue and cannot pay the premium, and they cannot run an uninsured business, so they just close up shop?