Gerry Horkan (Fianna Fail) | Oireachtas source

I thank our witnesses for coming before us. It is quite helpful to have an actual industry player before us because usually it is Insurance Ireland that appears before us and it usually has to defer back and say it is just here as a representative body but is not on the ground doing the claims, so it is good that FBD is here. We heard a lot this morning from the community groups, especially the marts. I asked what percentage of claims they believed were spurious. Do the witnesses have a figure for what they believe are spurious or vexatious claims out of all the claims coming into FBD? Is there a difference between those at marts versus motor insurance versus public liability?