Mr. Tom Ryan:

No. Our insurance programme covers the 32 Counties. There is a slight difference in the injury benefit fund for players. Players in the Republic of Ireland and players in Northern Ireland avail of different health services. The benefits are slightly different in the Six Counties. The way in which that scheme is structured - and this is relevant to the Senator's first point about personal insurance - such that we ask players, referees or mentors, if they have their own personal private health insurance, to bear the first instance of any claim.

The GAA's voluntary scheme will kick in after that and after whatever services are available to the particular player but those will vary depending on which jurisdiction he is in. It was in that context that I mentioned the Twenty-six Counties. The liability on the property programme extends throughout the island.