Mr. David Hall:

There is a preference on its part to outsource stuff to private sector and do things its way. We are new. Myself and eight directors under iCare Housing are volunteers who have come together to try to help people. Currently, we have 500 people, and hopefully more, who are eligible for a mortgage-to-rent solution. Unfortunately, the Department dictates how it wants to do it and it will only do things its way, even though we have all this agreed since last September when we launched. Unfortunately, I can foresee a significant "ding-dong" with the Department because in my view it is bullying us around, and that is what it does. I believe this will escalate and that more will come from it. Somebody said to me some time ago that now that we have got this resolved and will start helping people, the bureaucrats will pour the glue in on top of us. That is what has happened. The glue is in but I can tell the Chairman they will have great difficulty keeping it in because our job is to keep people who are eligible for social housing and mortgage-to-rent solutions in their homes.