Paddy Burke (Fine Gael) | Oireachtas source

Returning to what happened in the downturn - banks were at fault, Governments were at fault and people were probably at fault for investing - we saw many hard cases and many hard decisions had to be made. Some results were catastrophic for people. I wish to clarify what the witness is saying. I refer to new loans taken out by people now under different conditions to people who had loans prior to 2008 and 2010. People who got loans then saw their wages reduced and there was no market for people who bought to let. We have a different economy now. People buying a house now are buying at a lower price that those-----