Mr. David Hall:

Consumers in the State should have been comforted in some way, somewhere in the article, with a reference to the consumer protection division within the Central Bank at least saying that it is watching this, that supervisors are investigating it and that it is reviewing it. To have no comment on it at all is unhelpful, and the Senator is right that it gave the impression it did not know. It would be far better to have a stronger statement from the consumer protection branch of the Central Bank - there is a massive conflict within the Central Bank - to at least say it is on top of this. That gives very little comfort.