Mr. David Hall:

Prevention is better than cure. Thousands of families the length and breadth of the country are held in the clutches of banks at present. Yesterday, Permanent TSB pulled 6,800 loans from the sale, which is more than just the split loans, and this was welcome. We still have thousands of families' loans for sale via Ulster Bank. The combination of the Senator's question and that of Deputy McGrath is whether the vulture funds have solutions. Perhaps the Central Bank should be here asking this question. I saw the Governor here last week-----