Mr. David Hall:

They also involve people who have money. The common denominator here is money so the person either earns it, gets it or steals it. They are the three options. People have to have money to be able to conclude these deals that involve any of the miraculous Disneyland write offs if they want to keep a roof over their heads. If they want to become homeless and debt free, they should go and knock on a vulture fund's door.