Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

All I know at the moment is that if one does an online search in Ireland one will see all of these advertisements pop up which say that a bad credit history is no problem and that one can get a PCP and a new car. The fact that there are no protections is being exploited. No affordability assessment has to be done. We do not have any statistics on default levels or arrears levels, do we?