Paddy Burke (Fine Gael) | Oireachtas source

The normal pillar banks are AIB, the Bank of Ireland and Ulster Bank. The PTSB has told us that it cannot lend to developers to develop houses. If a person has two sites he or she cannot get funding from the PTSB to build two houses because of the regulations that the Central Bank has put in place. Basically, lending is limited. An ordinary person or small developer who wants a mortgage has a limited number of places to go other than to vulture funds.