Mr. Ciarán Breen:

Since 2002. The circumstances might been such that the plaintiff sought the clause. They would not have been cases where we unilaterally sought the clauses. Normally, when we seek such a clause, it is to protect something that we are not admitting in similar cases. We would not want the view to be going out that we had admitted liability in other similar cases that might be coming along, if we had a strong view on liability.