Ms Alison Bunney:

Yes. I will answer the three queries around the personal progression plan together. The Senator asked if there is a standard text. The PPP is a standard document and the adviser would sit and work through the questions with the individual. If the individual did not want to give information about certain elements of the questions we would be more than happy to work through the rest of the document with the individual. The document is filled in with the client and he or she can, absolutely, take the PPP home. It is printed and given to the client or emailed if that is the preference.