Mr. Eoin McCambridge:

The working group report stated repeatedly that there was a lack of data and it struggled to identify the problem. The national database is essential for this purpose. Insurance Ireland does not want to release any more data but it is absolutely essential that we get more granular data. As motorists, we are legally obliged to have insurance and I would not operate my business without insurance. We cannot have six companies controlling 80% of the business without knowing what is going on or having any explanation as to why our premiums are going up. Because of this, we are very keen for data to be collated by the Personal Injuries Assessment Board.