Mr. Mark Bourke:

This takes us back to the European Banking Agency, EBA, guidelines that have been developed in recent years. There are three or four key elements. One is that there is a significant period of deferral. It would be a number of years before any grant was made. Any grant that was to be put in place would also be by way of shares in the bank rather than cash. Moreover, there are provisions for clawback of those if the results of the bank in the intervening period went down.