John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

Therefore, it has moved quite quickly to this point. If it was not for the matter being raised here in the Dáil and the public concern that has been expressed, it might have moved a hell of a lot quicker. I am not fooled by what Mr. Masding is saying. I do not take it in. Like Deputy Pearse Doherty, I do not believe for one minute that the witnesses do not know how AIB and other banks are doing. They watch each other like hawks, know each other's products, know what they are selling and know each other's marketplace. That is my view on that but I would ask that the witnesses undertake an analysis of what is going on here with the two organisations they are talking about to see how many can be taken out of Project Glas and encouraged into an iCare or Home for Life scheme, even if they have to create a new scheme. Do the witnesses think they might actually engage with both of them soon with regard to a new initiative?