John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

I am not talking about the 400 houses but the loans that are there. There are two possibilities with David Hall's iCare Housing and Home for Life. Is it not time for the bank to, perhaps, look beyond the norm, the soft sell or soft option of vulture funds and putting houses on the market? Should it not decide that the social consequences of this are so great that it should go beyond the norm and try to create or use an entity such as those I have just mentioned to put some of these loans in? They could be worked out to the benefit of the householder and the bank and then, as I said, facilitated by the two organisations beyond what they are offering. They are offering what they see as being the concepts that might work. Will the witnesses work with them to bring it a step further?