Kieran O'Donnell (Fine Gael) | Oireachtas source

Can the witnesses say, for the ordinary person, why they have not gone over to meet the SSM? I am assuming they are not meeting them. The consequences for people are huge. There are petrified people out there. This applies to people with various types of mortgage, for example, those with split mortgages who most likely went through a painstaking process with Permanent TSB, including financial review documentation. I cannot express the torment this causes people in terms of getting to a point where a split mortgage was approved.