Ms Nina Murray:

They are purchasing individual units on a single acquisition transaction basis which, in itself, is cumbersome. There are a lot of conveyancing issues, there is a borrower, a lender and a purchaser. We are all agreed and the February review to which the Secretary General referred was about building scale in mortgage-to-rent. Part of that is bilateral agreements and discussions approved housing bodies have with lenders to make the process more efficient. Certainly, there are upwards of 300 families who have remained in their homes and are now the tenants of approved housing bodies.