Mr. Padraic Kissane:

No, if a customer is not deemed impacted they will not be included. There is no right to an appeal. I have raised this issue with the Central Bank but it still has not replied to me. Someone who has been deemed not to be impacted but feels that they are may be statute barred and now they have no place to go. The arguments are so old now that they are outside the six-year rule and because they have not been deemed impacted, they are not covered by the statute waiving.