Paul Murphy (Dublin South West, Solidarity) | Oireachtas source

To return to the more general picture, one of the interesting things Mr. Kissane spoke about was the role of Danske Bank's loan to value tracker project in effectively kicking off a race to the bottom. Will Mr. Kissane explain a bit more about how the dynamic between the various banks proceeded? Will he also explain the dynamic within banks, the role of a bonus culture and, within this, the pressures that existed on staff to get people to sign up to these and, at another stage, to get people off them?