Paul Murphy (Dublin South West, Solidarity) | Oireachtas source

To follow up on that, when Mr. Bernard Byrne, CEO of AIB, was before the committee two or three months ago, he described taking people off tracker mortgages, etc., as an unforeseen and unintended consequence of the decision to stop offering tracker mortgages to new people. The other banks that came before the committee effectively offered similar versions of that explanation. Does Mr. Kissane accept that what happened was unforeseen and unintended?