Paschal Donohoe (Dublin Central, Fine Gael) | Oireachtas source

That will depend on the nature of the additional regulation that we may bring in. If further legislation or regulatory change is needed, I will then have to justify to the Deputy what additional protection will be built in and delivered. I am looking at that actively at the moment because I am conscious of the worry and apprehension people feel about this matter. I want to do the right thing by all but an exceptional challenge that I face on the other side of the balance sheet is that 28% of the loans in third largest bank in the State, which has deposits of €17 billion and more than 2,000 staff, are impaired. It is vital in the upcoming period that a way be found to reduce the number of NPLs that bank and other banks have if we want a safe and secure banking system. Many people now find themselves in a difficult position and I am trying to find a way for that work to happen without adding to the anxiety and worry they are experiencing.