Ms Dara Deering:

We have taken the view on the basis that the broker flyer may or may not have played a role in the sales conversation. As has already been outlined, we are minded that these customers would have received a loan offer letter that clearly stated they were fixed, standard variable. That would have issued to their brokers before they signed and issued to their solicitor. That is part of that concluding process the Deputy speaks about. We will look at any individual cases where customers may feel it is in-----