Mr. Wim Verbraeken:

As I said in my statement, financial compensation does not compensate for the distress caused by the bank's error and failure. We appreciate and acknowledge that but we have to address, with the means we have today, the situation these customers are in and offer them compensation. Of the six owner-occupied properties that were lost as a result of the bank's error and failure, we still have five in our possession. As part of the redress and compensation engagement we have with these customers, whom we have contacted specifically and personally, we will offer them their homes back.