Mr. Jeremy Masding:

The Deputy will recall that at the time of the Deputy's original question to my knowledge we were in enforcement. We were the only bank running the programme. At the time when the question was asked, we assumed that meant the stopping of the harm, the redress, the compensation, any appeals fees plus the staff costs. That is what the €80 million related to at the time. Since then it has become clear that other banks are breaking it out differently. In order to compare like with like, the €57 million is the redress and compensation payment.