Rose Conway Walsh (Sinn Fein) | Oireachtas source

In the written submissions it is not "late legal" but legal proceedings at any legal stage. I take that from the first letters, so there is a bit of a contradiction there. I still do not understand the rationale for it. The other thing I do not understand relates to the customer appeals panel. The bank has a Permanent TSB representative on the panel. There are three members on it. Why is a Permanent TSB representative on it? Why, as with other banks, is it not completely independent?