Pearse Doherty (Donegal, Sinn Fein) | Oireachtas source

There are 27 buy-to-lets which have been deemed impacted upon whereby the owners lost ownership of their properties. If an individual were to have taken out a mortgage with KBC for their own home and, as a result of the tracker scandal and not being able to keep up with payments once they were overcharged by the bank, or for other reasons such as having to leave the country for Perth, Canada or other places, they then let their house, does it change from a PDH to a buy-to-let?