Mr. Paul Stanley:

I thank the Chairman. The Chairman asked about the overpayment to AIB. I responded to a previous question from Deputy McGrath. If the question is, with regard to customers who went to AIB but were not on a tracker with AIB and had been on a tracker with us and they were impacted, whether we would refund them the difference between whatever rate they were on in AIB and should have been on from a tracker perspective, the answer is "yes". Was that the question?