Paul Murphy (Dublin South West, Solidarity) | Oireachtas source

It just so happens that this standard practice, this ambiguity and this failure to think through knock-on effects had a positive effect on the bank to the tune of €100 million. We are expected to believe that it just so happened that the situation benefited the bank to the tune of €100 million and that nobody thought it through. Does Mr. Stanley understand how I find that hard to believe, even though my opinion is not as important as that of the customers harassed by Mr. Stanley's bank?