James Reilly (Fine Gael) | Oireachtas source

According to a different section of the report that was given to me, the share of SMEs in Ireland reporting they did not apply for bank loans because of sufficient internal funding was 50.4%, which is about the same as in the rest of Europe. That means that more than 48% do not have sufficient internal funding and have other reasons. I find it difficult to believe that cost is a reason in only 5% of cases.